Business Health Insurance

The SBA Freedom Protect Plans marketed by David Allen Capital, Inc.  are not your typical health coverage.  SBA Freedom Protect is a partially self-funded health care coverage program regulated by ERISA.   The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry to provide protection for individuals in these plans.

ZERO DEDUCTIBLE

Imagine having a  zero deductible, first dollar coverage, no medical underwriting, no pre-existing condition exclusions, ACA mandated coverages, and more – plus nationwide preferred provider networks that includes over 4000 primary hospitals and most licensed board-certified physicians.  The SBA Freedom Protect Plans offer “no deductible” coverage with the flexibility, affordability, and usability so Employers can now effectively manage employee health care needs and benefit costs.

OPTIONS

Your staff can purchase the amount of coverage that they believe best fits their needs and lifestyle. The SBA Freedom Protect Plans provide a great solution for Employers to attract and retain valuable employees with a robust medical benefits program. The SBA Freedom Protect Plans are implemented on a contributory or non-contributory basis, and fit easily into your 125 cafeteria plan to pay for certain benefits on a pre-tax basis. If annual coverage needs are expected to exceed The SBA Freedom Protect Plans’ annual limitations, employees should consider additional industry available options.